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Payment options

Pay with your
HSA or FSA.

Clear aligners from Hello My Teeth are fully HSA and FSA eligible. Use your pre-tax dollars at checkout and save 20–40% on your treatment.

Why pre-tax dollars matter

Your HSA and FSA
are meant for this.

Orthodontic treatment — including clear aligners — is a qualified medical expense under IRS rules. That means you can pay for Hello My Teeth using pre-tax dollars from your Health Savings Account (HSA) or Flexible Spending Account (FSA).

Depending on your tax bracket, this can save you anywhere from $120 to $400+ on a typical treatment plan.

01 / HSA CARDS

Direct at checkout.

Enter your HSA card at checkout just like any debit card. The transaction will be coded correctly for your HSA administrator.

02 / FSA CARDS

Same simple process.

FSA cards work identically. Note that FSA funds typically expire at year-end — if you have unused balance, this is a great way to use it.

03 / REIMBURSEMENT

Don't have a card on hand?

Pay with a regular credit card and submit your Hello My Teeth receipt to your HSA/FSA administrator for reimbursement. We'll provide an itemized receipt.

Common questions

HSA & FSA
FAQs.

Still have questions about using your HSA or FSA? We're happy to help confirm eligibility before you purchase.

Yes. Orthodontic treatment is explicitly listed as a qualified medical expense under IRS Publication 502. This includes clear aligners, traditional braces, and retainers.
Some HSA/FSA cards have merchant category restrictions. If yours is declined, pay with a regular card and submit your receipt for reimbursement. We're happy to provide the coding details your administrator needs.
Yes, dependent children's orthodontic treatment is HSA eligible. The patient must be 15+ and approved by our dentist (parent consent required for under 18s).
We provide an itemized receipt with treatment description, date of service, and provider details. If your HSA/FSA administrator needs additional documentation (like a Letter of Medical Necessity), we can provide that too.
Unfortunately our checkout only accepts one payment method per order. However, many customers use Affirm to spread the cost, then reimburse themselves from HSA/FSA each month.

Use your pre-tax dollars.

Check your candidacy first, then pay with your HSA or FSA at checkout.

Happy customer